JOB PURPOSEThe Credit Analytics and Modeling Manager is a modeling expert that apply a credit risk background in the telecommunications industry, mainly on the postpaid contracts. The role requires a good understanding of credit risk, out of the box thinking and analyzing large quantities of data in order to positively affect profitability and credit losses. The incumbent will have the opportunity to manage established, but evolving processes and bring her/his own unique perspective on ways to develop new and improved existing mission critical models and analytical frameworks. The incumbent will demonstrate strong ability to understand data structures, formulate hypotheses, develop and conduct tests of these hypotheses, and effectively communicate results.RESPONSIBILITIESCredit Analytics and RiskPreparing, analyzing and validating data to perform quantitative analysis for statistical and modeling dataAnalysis of historical data, data cleaning, sampling, variable selection, modeling and performance evaluationDevelop analytic solutions using outputs from models in credit decision, business strategies, risk appetite setting and provisioning and capital assessmentActive stakeholder engagement & development of analytic solutionsMonitor credit risk settings & appetite of the organizationActive stakeholder engagement & development of analytic solutionsMonitor credit risk settings & appetite of the organizationEnsure that risk analytics and credit risk management, align to business strategies & provisioningModel creation and managementDevelopment of models in multiple programming languagesDevelop and maintain user requirements, parameters and configurations of rating systemsMonitor, back test and report performance of the modelsSupport models throughout the model lifecycle, including governance, model reviews and model refinementsConceptual design of modelling approaches and model architectures including model principle, quantitative methods and underlying assumptionsDevelop predictive and decision models to be deployed in systemsMaintain credit rating models for the measurement and management of credit riskWork closely with model validators to ensure adherence to the governance framework for model deployment and ensure timely closure of validation issuesWork CollaborativelyBuild a culture of respect and understanding across the organisationRecognise outcomes which result from effective collaboration between teamsBuild co-operation and overcome barriers to information sharing, communication and collaboration across the organisationFacilitate opportunities to engage and collaborate with stakeholders to develop joint solutionsSelf ManagementFollow through to ensure that personal quality and productivity standards are consistently and accurately maintainedDemonstrate consistent application of internal proceduresPlan and prioritise, demonstrating abilities to manage competing demandsDemonstrate flexibility in balancing achievement of own objectives with abilities to understand and respond to organizational needsDemonstrate abilities to anticipate and manage changeRequirementsBEHAVIOURAL COMPETENCIESManages ComplexityOptimizes Work ProcessesEnsures AccountabilityBusiness InsightDecision QualityFinancial AcumenCourageInstills TrustSKILLSPlanning and OrganisingAction PlanningData Collection and AnalysisVerbal CommunicationData ControlNumerical SkillsReview and ReportingRisk ManagementEDUCATIONMatricBachelors Degree in Actuarial Science/Mathematics/Statistics/EngineeringEXPERIENCE5 to 10 years’ experience in telecommunications or credit riskExperience in credit risk modelling including IFRS9 is preferableSalary: R 1.4 mil paSend cv''''s to:
