Business & Commercial Banking (BCB) Risk Graduate Programme
Standard Bank
- Johannesburg, Gauteng
- Permanent
- Full-time
- Credit Risk Modelling - Learn to develop and refine models that assess risk, guiding critical lending decisions.
- Data Science - Harness the power of data to drive insightful analyses and innovative solutions.
- Digital Lending Strategies - Discover advanced techniques in credit scoring and automated lending strategies to improve lending outcomes.
- Lending Portfolio Management - Gain insights into managing diverse lending portfolios and optimising performance.
- Comprehensive Training - Receive in depth training from industry experts to build a solid foundation in credit risk.
- Professional Development - Access mentorship, networking opportunities, and resources to support your growth.
- Real-World Projects - Work on projects that have a tangible impact, helping you apply your knowledge and skills.
- Career Pathways - Our program opens doors to a rewarding career at Standard Bank.
- Understand the Credit Risk Lifecycle: Gain comprehensive insights into each stage of the credit risk process and its impact on business operations.
- Enhance Coding Skills: Develop and refine your expertise in SAS, SQL, and Python to analyze data and create innovative solutions.
- Contribute to Digital Risk Modernization: Play a key role in updating and streamlining digital risk solutions and strategies.
- Develop and Maintain Credit Risk Models: Assist in creating, deploying, maintaining, and monitoring models that evaluate risk and guide critical lending decisions.
- Create Insightful Dashboards: Use tools like Power BI and Qlik Sense to craft data-driven dashboards that provide valuable insights and key performance indicators (KPIs) for stakeholders.
- Optimize Credit Limit Setting Strategies: Support the design, maintenance, and improvement of strategies for digital and automated lending processes.
- Monitor Credit Portfolios: Contribute to the comprehensive oversight of credit portfolios and support the creation of reports for effective portfolio management.
- Perform Quantitative Analytics: Analyse data to evaluate current credit strategies and develop innovative challenger strategies to enhance Business and Commercial Banking portfolios.
- Statistics/Data Science
- Pure Mathematics
- Actuarial Science
- Risk Management
- Computational and Applied Mathematics
- South African Citizen
- Should you have work experience, it should not exceed 18 months
- Full academic transcripts to be submitted with application for undergraduate and postgraduate studies