Corporate Business Banker (Business Transactional Banking, Cash Investments and Forex)
- Johannesburg, Gauteng
- Permanent
- Full-time
- Marketing and sales of all Business Banking/Corporate Banking products across; lending, cash, forex and transactional as per allocated budget
- Responsible for the growth of the Business Transactional Banking; Net Investment Income (NII) and Nominal Interest Rate (NIR) revenue
- Pipeline management and sales discipline responsibility working towards the growth targets
- Develop strong relationships with key stakeholders in the Group to acquire/convert clients (for Business, Coverage, Private Banking, and Treasury Sales and Structuring)
- Identifying clients' needs, presenting and implementing these solutions, as well as enabling clients to utilizing the company's digital platforms (online and mobile)
- Applying first line of credit (target market and serviceability for vanilla Transactional Banking products)
- Analysis of financial statements if required to determine entry level criteria
- Driving proactive client contact and managing client expectations
- Attending deal/credit forums with lending product areas when and if required
- B. Com Degree, and/or FAIS accreditation qualification
- A minimum of 5 years' financial services, banking experience in a frontline/similar role (preferably having dealt with business clients with a turnover of R30m-R500m)
- Previous Third-Party Payment Providers (TPPPs) experience
- In-depth understanding Business Transactional Banking product offering (Cash Investments, Transactional Banking and Forex)
- Clear understanding of the Bank's different Transactional product offerings and target market definitions. The incumbent will need to drive product cross-sell and utilization
- Good understanding of the market offering