Senior Credit Risk Analyst
Ad Talent
- Cape Town, Western Cape
- R500,000-700,000 per year
- Permanent
- Full-time
- Primary tasks include :
- Establishing optimal credit risk policies and limit calculations
- Analyse current strategies
- Building A/B testing strategies
- Defining rules to manage exposure based on customer performance
- Assist the project manager, business analyst, system development and IT teams to design solutions that sets the business up for future success
- Engage in a consultative role with the Marketing and Collections operational teams to streamline their mandates
- Produce monitoring reports
- Other:
- Mentoring and up-skilling of junior analysts
- Ensure the business is compliant with regulations and external data providers i.e. credit bureaus
- 5 years' experience
- Degree with Mathematics/Statistics or equivalent (essential/advantageous)
- Advanced computer literacy skills with a high proficiency in SQL or SAS and Microsoft Excel
- Experience in all areas of the credit lifecycle
- Proven experience with scorecards and analytics
- Knowledge on how credit risk scorecards are built and experience in assigning risk strategies on risk groups derived by scorecards
- Present data to demonstrate conclusions gained from analysing data
- Able to query and interpret data quickly and clearly
- Self-motivated driver of performance
- Great at finishing projects and disciplined in meeting deadlines
- Strong problem assessment and decision-making ability
- Attention to detail with a methodical approach to work
- Able to regroup and re-organise when priorities shift
- Generate ad-hoc reports and analytics
- Ensure professional relationships are established and maintained with colleagues, customers and external vendors
- Comfortable working in a team to assist on other key projects in the Customer Management Services team
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