Senior Credit Risk Analyst

• Primary tasks include :

• Establishing optimal credit risk policies and limit calculations
• Analyse current strategies
• Building A/B testing strategies
• Defining rules to manage exposure based on customer performance
• Assist the project manager, business analyst, system development and IT teams to design solutions that sets the business up for future success
• Engage in a consultative role with the Marketing and Collections operational teams to streamline their mandates
• Produce monitoring reports
• Other:

• Mentoring and up-skilling of junior analysts
• Ensure the business is compliant with regulations and external data providers i.e. credit bureaus

• 5 years' experience
• Degree with Mathematics/Statistics or equivalent (essential/advantageous)
• Advanced computer literacy skills with a high proficiency in SQL or SAS and Microsoft Excel
• Experience in all areas of the credit lifecycle
• Proven experience with scorecards and analytics
• Knowledge on how credit risk scorecards are built and experience in assigning risk strategies on risk groups derived by scorecards
• Present data to demonstrate conclusions gained from analysing data
• Able to query and interpret data quickly and clearly
• Self-motivated driver of performance
• Great at finishing projects and disciplined in meeting deadlines
• Strong problem assessment and decision-making ability
• Attention to detail with a methodical approach to work
• Able to regroup and re-organise when priorities shift
• Generate ad-hoc reports and analytics
• Ensure professional relationships are established and maintained with colleagues, customers and external vendors
• Comfortable working in a team to assist on other key projects in the Customer Management Services team

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